Policy Discounts
Vehicle & Driver Discounts
Multi-Car Discount
Discount for covering more than one automobile on the policy
Jump!Start Discount*
Discount for new policy holders during their first 60 months with no at-fault accidents
Good Student Discount
Discount for full-time students attending high school, vocational school, college, or university and maintaining a 3.0 GPA
Safe Driver Discount
Discount for drivers with no points on their record in the previous 36 months
Experienced Driver Discount
Discount for driver who have been continuously insured for at least 60 months and have no at-fault accidents in the previous 60 months
Drivers Education Discount
Discount for drivers under the age of 23 who have completed a school-taught drivers education course, have no more than 1 point on their record in the previous 36 months, and have no at-fault accidents
Accident Prevention Discount
Discount for drivers who have completed an eligible motor vehicle accident prevention course
Paid-in-Full Discount
Discount on your total automobile policy premium, excluding membership dues, when your entire policy premium is paid on or before the effective date
Multi-Policy Discount
Discount applied to policy if the named insured has an in-force homeowner or farmowner policy
Payment History Discount
Discount will be applied to policies that have no more than one fee in the previous twelve months. If a 12 month payment history is not available, the last six month period will be reviewed.
*Must have proof of 12 months continuous prior insurance, with no lapses, to qualify for discount
Other discounts may be available on an individual basis. All policies are different, and your policy may not qualify for all discounts listed.
Homeowners, Farm & Ranch Discounts
Multi-Policy Discount
Discount applied to the policy if the named insured has an in-force personal auto or combination auto policy
Claims Free Discount
Discount applied to the policy if the named insured has not had a paid loss within the indicated period
Protection System Discount
Discounts applied to the policy if the primary dwelling has one or more protective devices including burglar alarms, fire alarms, and automatic sprinklers
Roof Surface Discount
Discount for covered dwellings with a roof surface meeting the specified Underwriters Laboratories Standard
Age of Home Adjustment
Discount based on the age of the dwelling, or the age of the plumbing, electrical, and heating/cooling systems
Other discounts may be available on an individual basis. All policies are different, and your policy may not qualify for all discounts listed.
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply.